Accounts

Requirements:

• Minimum balance  to open-$200 

Benefits:

• Visa Check Card available for this account.  Can be used anywhere Visa is accepted.   

Cost:

• No service charge unless the balance falls below $1,000.  If it falls below $1,000 any time during a statement cycle, a service fee of $2 will be imposed.      
• A per item fee of $.05 will be imposed on each check during a statement cycle.
• Nonsufficient fee of $20.00 per nonsufficient item.

Requirements:

• Minimum balance to open-$2,500         
• Must maintain a minimum balance of $2,500 in the account each day to obtain the disclosed annual percentage yield.    

Benefits:

• Pays interest as long as the minimum balance is kept in the account.    

Cost:

• No service charge unless the balance falls below $10,000. If the balance falls below $10,000 any time during a statement cycle, a service fee of $5 will be imposed.      
• Withdrawals in excess of six per statement cycle will incur a penalty of $10 per debit item. 

Requirements:

• Minimum balance to open-$2,500         
• You must maintain a minimum balance of $2,500 in the account each day to obtain the disclosed annual percentage yield.

Benefits:

• Pays interest as long as the minimum balance is kept in the account.    

Cost:

• Maintenance fee of $5 will be charged each month.
• A per item fee of $.20 will be charged for each debit transaction.  
• A deposit fee of $.20 will be charged for each deposit.         
• A charge back fee of $1 will be charged per item. 

Requirements:

• Minimum balance to open-$100    

Benefits:

• Pays interest each quarter.         
• Easy way to keep your money safe.   

Cost:

• A maintenance fee of $1 will be charged for each debit transaction in excess of six per quarter.