Rates

as of 04/23/2010

CHECKING	A.P.R.	A.P.Y.*
Super Now Accounts	1.300%	1.31%
HiFi Account	1.500%	1.51%

SAVINGS	A.P.R.	A.P.Y.*
Passbook Savings	1.200%	1.21%

CERTIFICATE OF DEPOSIT	A.P.R.	A.P.Y.*
91 Day Single Maturity CD	0.500%	0.50%
182 Day Single Maturity CD	1.000%	1.00%
182 Day Auto-Renewable CD	1.000%	1.00%
1 Year Single Maturity CD	1.200%	1.21%
1 Year Auto-Renewable CD	1.200%	1.21%
18 Month Single Maturity CD	1.300%	1.31%
18 Month Single Maturity CD	1.300%	1.31%
2 Year Single Maturity CD	1.500%	1.51%
2 Year Auto-Renewable CD	1.500%	1.51%
3 Year Single Maturity CD	2.000%	2.02%
3 Year Auto-Renewable CD	2.000%	2.02%
4 Year Single Maturity CD	2.150%	2.17%
4 Year Auto-Renewable CD	2.150%	2.17%

Member of the Federal Deposit Insurance Corporation
This Rate Sheet contains information about Interest Rate(s) ("Rate(s)") and Annual Percentage Yield(s) ("APY(s)") for some of the accounts we offer.